Legal Information & Disclaimers
Important information about our services and your rights
The information provided on this website is general advice only and does not take into account your individual objectives, financial situation, or needs.
Before making any financial decisions, you should consider the appropriateness of the information in regard to your own circumstances and seek professional financial advice from a qualified adviser.
Our calculators, tools, and content are provided for illustrative and educational purposes only. They should not be relied upon as the sole basis for making financial decisions.
We strongly recommend that you obtain independent financial advice tailored to your personal circumstances before proceeding with any loan application or investment decision.
Michael Short is a credit representative (434339) of Australian Credit Licence (389328).
This means we are authorized to provide credit assistance services including:
- Suggesting that you apply for a particular credit contract with a particular lender
- Suggesting that you apply for an increase to the credit limit of a credit contract
- Suggesting that you remain in a current credit contract
- Assisting you to apply for a credit contract or apply for an increase to the credit limit
Information Collection
Obtain Finance collects and stores relevant information provided by users including personal and business details, in order to facilitate the business finance comparison process.
Use of Information
The information collected is used to compare business finance options and provide users with tailored recommendations. The data may also be utilized to improve our services and develop new features based on user feedback.
Information Sharing
User information is shared with our trusted partners, financial institutions, and lenders. This sharing is essential to fulfil the finance comparison request and provide the most suitable options to the users.
Security Measures
Obtain Finance takes appropriate security measures to protect the personal and business data collected from unauthorized access, disclosure, alteration, or destruction. We utilize industry-standard encryption techniques, secure servers, and regular monitoring to safeguard user information.
Third-Party Links
Our website or services may contain links to third-party websites or services. We do not have control over the privacy practices or content of these websites or services and therefore, we encourage users to review the privacy policies of such third parties.
Retention of Information
User information will be retained for as long as necessary to fulfil the purposes outlined in this privacy policy, unless a longer retention period is required or permitted by law.
Policy Changes
We reserve the right to modify or update this privacy policy at any time. Any changes made will be indicated by updating the "effective date" at the top of this policy. We encourage users to regularly review this page for any updates.
If you have any questions or concerns about our privacy policy, please reach out to us using the contact information provided on our website.
Borrowing Power Calculator
Results are indicative only and based on the information you provide. Your actual borrowing capacity may be higher or lower depending on your lender's assessment criteria, current interest rates, fees, your credit history, and other factors not captured in this calculator.
Repayment Calculator
Repayment calculations are estimates based on the loan amount, interest rate, and loan term you specify. Actual repayments may include additional fees and charges such as establishment fees, ongoing fees, mortgage insurance, and government charges that are not included in these calculations.
Stamp Duty Calculator
Stamp duty calculations are based on current government rates and thresholds which may change. Additional costs such as transfer fees, mortgage registration fees, and legal costs are not included. You should verify all costs with relevant government authorities and professionals.
Property information, prices, and availability are subject to change without notice. While we strive to ensure accuracy, we make no warranty as to the accuracy or completeness of property information displayed on this website.
All property investments carry risk. Past performance is not indicative of future results. You should conduct your own due diligence and seek independent legal, financial, and property advice before making any investment decisions.
Rental yield estimates are indicative only and based on current market conditions. Actual rental returns may vary significantly and rental income is not guaranteed.
If you have any questions about this information or our services, please contact us:
Phone: 0421 744 572
Email: info@obtainfinance.com.au
Last updated: 30/08/2026