Buying a property? Check your report for red flags before you commit.
Upload or paste your building, pest or strata report and get a plain-English summary of the key risks, missing information, and questions to ask before you bid, make an offer, or exchange.
Free strata, building & pest report checker — including strata levies, capital works funds, special levies, strata disputes and apartment buyers.
See what we check
A sample of the plain-English sections you'll receive after submitting your building, pest or strata report.
Top red flags in your report
e.g. “The report appears to mention moisture ingress — you may wish to ask the inspector to clarify.”
Plain-English explanation of concerning items
e.g. “A special levy appears to be mentioned — consider confirming the amount and timing.”
Missing information checklist
e.g. “No obvious missing items could be identified from the text provided.”
Questions to ask the agent, inspector, conveyancer & strata manager
e.g. “Ask the strata manager about disputes raised in the minutes.”
Finance-related items to be aware of
e.g. “High levies or major repairs may be worth clarifying before exchange.”
Suggested next steps
e.g. “Should you ask your conveyancer about the orders mentioned?”
Example format only. Your actual summary is based on the text you provide and is general information — not legal, building, pest, valuation or credit advice.
What we look for
Whether it's a building report, pest report or strata report, we scan for common items that often warrant follow-up — including strata levies, capital works funds, special levies, strata disputes and apartment-specific matters — and flag them in plain English for you to raise with your own professionals.
Major defects
Structural, cracking or significant defect references that may need follow-up with a building professional.
Moisture and water ingress
Dampness, leaks, mould or drainage references that may warrant clarification.
Termite or pest concerns
Termite activity, damage, treatment or pest inspection findings mentioned in the report.
Structural movement
Settlement, movement or cracking references that may need an engineer's view.
Roof, drainage and safety issues
Roof condition, stormwater, safety hazards or incomplete works noted in the report.
Special levies
Raised or proposed special levies that may affect your budgeting for the property.
Low capital works funds
Strata capital works / sinking fund balances and whether major works are flagged.
Strata disputes or legal matters
Disputes, orders, tribunal matters or legal references in strata documents.
Insurance and compliance issues
Building insurance, sum insured, certificates of compliance or safety references.
Missing or unclear report information
Gaps, unclear wording or missing sections that you may wish to clarify before exchange.
How it works
Choose your report type
Select a building, pest, strata or other property document, then upload or paste key text.
Get a plain-English summary
We flag red flags, missing information and questions to ask your professionals before you commit.
Talk to your professionals
Use the summary with your inspector, conveyancer, strata manager and broker before relying on anything.
Built for Australian buyers
Designed to be quick enough for a nervous buyer to complete on mobile before an auction or during cooling-off.
First-home buyers
Making sense of your first building, pest or strata report before you commit.
Apartment buyers
Understanding strata levies, capital works funds, special levies, disputes and by-laws.
Investors
Reviewing reports quickly to weigh up a purchase with your own advisers.
Buyers reviewing reports before auction
A fast plain-English read of the report before bidding.
Buyers in cooling-off
A quick summary of items to clarify within your cooling-off window.
Buyers unsure what their report means
Plain-English explanations of concerning items, in calm and practical language.
Important: what this tool is and isn't
This tool provides a plain-English summary of documents you provide. It does not inspect the property, verify defects, estimate repair costs, provide legal advice, provide credit advice, or replace advice from a licensed building inspector, pest inspector, engineer, conveyancer, solicitor, strata specialist or mortgage broker.
Not sure if the property still stacks up financially?
Need help understanding whether this property still stacks up financially? Request a finance check from Obtain Finance — a general chat about your loan position, not an assessment of the report.
Request a finance check from Obtain Finance →Frequently asked questions
Check your building, pest or strata report for red flags before you commit.
Free, plain-English and quick — built by Obtain Finance for Australian property buyers. Not legal, building, pest or financial advice.
This tool provides a plain-English summary of documents you provide. It does not inspect the property, verify defects, estimate repair costs, provide legal advice, provide credit advice, or replace advice from a licensed building inspector, pest inspector, engineer, conveyancer, solicitor, strata specialist or mortgage broker.